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0 includedAge 16 & 17 entered separately — Grenada treats them differently for due diligence fees.
All 8 programs · 5 countries · prices update instantly
Schiff Sovereign has partnered with selected Citizenship by Investment (CBI) programs in the Caribbean.
We picked them for a reason — we believe they deliver the best value to citizens of Western countries (our typical subscribers).
Also, each CBI country usually has multiple donation/investment choices, but in this calculator, we only included the options that we believe make the most sense.
In each country, we chose service providers with a stellar reputation and very competitive rates. That allows us to estimate your final all-in cost down to a dollar. No hidden fees or surprises.
And if you are a Total Access (TA) member, additional discounts mean you will pay less than literally anyone else in the world.
Frequently Asked Questions About Caribbean Citizenship by Investment
Program details, passport rankings, country profiles and cost of living for the five Caribbean CBI nations.
How many visa-free destinations does each Caribbean CBI passport offer? +
- Saint Kitts and Nevis: 138 visa-free destinations — "B" grade passport. Access to EU/Schengen, UK, Russia.
- Antigua and Barbuda: 130 visa-free destinations — "B" grade passport. Access to EU/Schengen, UK, Russia.
- Saint Lucia: 123 visa-free destinations — "B-" grade passport. Access to EU/Schengen, UK.
- Grenada: 122 visa-free destinations — "B" grade passport. Access to EU/Schengen, UK, China, Russia.
- Dominica: 121 visa-free destinations — "B" grade passport. Access to EU/Schengen, China, Russia.
All five passports provide mandatory access to the Schengen Area. Grenada and Dominica uniquely include visa-free access to China and Russia. Dominica is the only one without UK visa-free access.
What are the country profiles of the five Caribbean CBI nations? +
- Saint Kitts and Nevis — Capital: Basseterre. Population: 54,072. GDP per capita: $20,621. Life expectancy: 77.1 years. Language: English. Currency: Eastern Caribbean dollar.
- Antigua and Barbuda — Capital: St. John's. Population: 99,337. GDP per capita: $17,033. Life expectancy: 77.8 years. Languages: English, Antiguan Creole. Currency: Eastern Caribbean dollar.
- Saint Lucia — Capital: Castries. Population: 178,696. GDP per capita: $11,036. Life expectancy: 79 years. Language: English. Currency: Eastern Caribbean dollar.
- Grenada — Capital: St. George's. Population: 113,000. GDP per capita: $10,549. Life expectancy: 75.7 years. Language: English. Currency: Eastern Caribbean dollar.
- Dominica — Capital: Roseau. Population: 72,000. GDP per capita: $8,319. Life expectancy: 78.2 years. Language: English. Currency: Eastern Caribbean dollar.
All five nations are English-speaking and share the Eastern Caribbean dollar as currency.
What is the cost of living and safety level in each CBI country? +
- Dominica: Very cheap (price index 25.97). Safety: Dangerous (index 50.19).
- Antigua and Barbuda: Very cheap (price index 27.31). Safety: Average (index 57.97).
- Saint Lucia: Very cheap (price index 29.40). Safety: Dangerous (index 48.69).
- Saint Kitts and Nevis: Inexpensive (price index 31.29). Safety: Average (index 56.59).
- Grenada: Inexpensive (price index 39.69). Safety: Very Safe (index 72.53).
Grenada stands out as the safest of the five CBI nations. All five have affordable cost of living compared to Western countries. Climate indexes are similar across all five (around 70-71).
Which CBI programs are best for single applicants? +
- Saint Lucia NEF (National Economic Fund): St Lucia's program is usually the best deal in the Caribbean for single applicants.
- Saint Lucia NAB (National Action Bond): Investment option, refundable after 5 years.
- Dominica EDF: Has been active since 1993 and typically offers competitive pricing.
Use the calculator above to compare exact pricing for your situation.
Which CBI programs allow citizenship to pass to future generations? +
- St. Kitts and Nevis (SISC & PBO): Allows citizenship to pass to future generations unrestrictedly. Has been active since 1984.
- Grenada (NTF): Allows citizenship to pass to future generations unrestrictedly.
Limitations:
- Saint Lucia (NEF & NAB): Currently cannot pass citizenship to grandkids and further.
- Antigua and Barbuda (NDF & UWI): Currently cannot pass citizenship further than grandkids.
- Dominica (EDF): Currently cannot pass citizenship to grandkids and further.
Which program offers US E-2 treaty benefits? +
Grenada (NTF) is unique among Caribbean CBI programs with an E-2 treaty agreement with the US, valuable for non-Western citizens. This allows Grenada citizens to apply for the E-2 Treaty Investor Visa to live and work in the United States.
What's the difference between donation and refundable investment options? +
- Donation programs (non-refundable): NEF, NDF, SISC, UWI, NTF, EDF, PBO — one-time payment to government fund, no return.
- Investment program (refundable): NAB (Saint Lucia National Action Bond) — refundable after 5 years per program terms.
The Saint Lucia NAB is currently the only refundable option among the 8 programs in our calculator.
Which program has the longest track record? +
- St. Kitts and Nevis (SISC & PBO): Has been active since 1984 and enjoys a stellar reputation — the oldest CBI program in the Caribbean.
- Dominica (EDF): Has been active since 1993.
Trade-off: St. Kitts and Nevis is usually more expensive than rival programs but offers the longest-running program with excellent reputation.
Are there any special program requirements or limitations? +
- Antigua UWI (University of the West Indies Fund): Requires a family of 6+. Not eligible for smaller families.
- Antigua NDF: Common law partners should soon be allowed.
The calculator automatically disables UWI for families smaller than 6 people.